Tag: ASE certified

LISTEN TO YOUR SQUEAKERS

LISTEN TO YOUR SQUEAKERS

“Dad,” my daughter sounded worried over the phone, “I hate to tell you this because I know you just checked, but my brake pedal just went to the floor when I was on the expressway.”

This kind of thing did not use to be a problem. As a former ASE certified service technician, I had always been able to repair the family cars, usually cheaper and faster than a local shop. But now my girl’s life was in danger because I had missed a critical diagnosis on her last visit. Not only that, but she was five hours away in a big city. What would have been a $300 job at home became a $750 repair bill. It stung my ego because I had missed the warning signs, but I was happy to pay it to make sure she was safe.

That mistake reminded me of a spiritual lesson from King Solomon that might save us all a lot of heartaches if we can hear it.

Keep your heart with all diligence, for out of it spring the issues of life. (Proverbs 4:23 NKJ).

For many years, General Motors products equipped with disc brakes had “squeakers.” Squeakers are small flat wear indicators made of flimsy spring steel attached to one end of each inner disc brake pad in a set. When the pad wears down to within a few hundredths of an inch of the backing plate, the squeaker contacts the rotating disc and emits a high pitched squeal. When you hear the squeak, you know it’s time to replace the brake pads. If you don’t, you’ll soon have the stopping power of a greased bowling ball, and a simple $150 repair can rapidly become a $750 repair or worse, a car wreck.

King Solomon’s admonition, along with many other verses in Scripture,[1] is a reminder to pay attention to the state of our hearts, to listen to our spiritual squeakers. They’re warning us of little problems that can become big ones in a hurry. But they aren’t quite as noticeable as the ones GM uses, so I’ve listed a few below.

You know your heart is squeaking:

  • When gossip is easy, and prayer is hard.
  • When you’re spouse is annoying, but your colleague is alluring.
  • When conflict makes more sense than reconciliation.
  • When vengeance seems more logical than forbearance.
  • When fear and foreboding replace faith and courage.
  • When lust looks lovely, and purity seems pathetic.
  • When devotions are dull, but distractions are dynamic.

We could go on, but I’m sure you get the picture.

Listen to your spiritual squeakers. Put the brakes on runaway desires and ask God, “What’s missing? Where do I need a little soul maintenance? What has dulled my relationship with Jesus Christ and made me insensitive to his warnings?” He’ll help you replace the worn-out parts and keep your spirit healthy for the long haul.

[1] 1 Timothy 4:16a; 1 Thessalonians 5:6; 1 Peter 5:8;

CAR BUYING AND CLIFFORD THE BIG RED DODGE

CAR BUYING AND CLIFFORD THE BIG RED DODGE

The government is back in business which means so is the IRS! Looks like you’ll have to do that tax return after all.

Tax season is also car buying season. The annual refund, the largest chunk of cash some people see during the year, is often planned for a down payment on new wheels. I was an ASE certified technician before I was ordained. I like helping people with their cars and I really hate it when unscrupulous dealers and technicians take advantage of my friends. So, here are a few tips on lowering your cost of transportation.

Spend Smart

Financial guru Larry Burkette said, “The cheapest car you will ever own is the one you’re driving right now.” I’ve seen the exception, but the exceptions prove the rule.

The costs of owning a car will continue to rise. Borrowing money to finance a new car over many years will cost much more than the average repair bills for the same car if you keep it five to ten years after it is paid off. I’ve driven Clifford the Big Red Dodge for eleven years and 100,000 miles and, even though I no longer perform all repairs myself, he pays me to drive him now.

Cash is the best way to buy. Driving isn’t free, so why kiss off all that interest on a loan? Make car payments to yourself, even after you pay off the one you’re driving now. In five years you will be able to afford a nicer used car. If you can’t pay cash, borrow smart. Home equity loans usually have better interest rates than car loans. Military and Credit Unions are also good bets. Shop the lenders and remember most used car lots that provide their own financing make more money loaning money than they do selling cars. The interest rates are exorbitant. You don’t have to pay them if you’re willing to shop.

Shop Smart

Most private sellers have migrated to Craigslist but watch for scammers there. My two favorite sites are Autolist, which has a very usable smartphone app, and Auto Trader.

Tap the net for reliability ratings. Consumer reports.org offers a one-month subscription to its auto ratings web-site. Their reliability ratings are the best and most objective in the business. Study results for engine, transmission, brakes, and air conditioning as these are the most expensive repair items. The higher the rating, the less the car will cost to own in the long run. Also, the higher the mechanical reliability, the higher mileage car you can purchase. A ten-year-old car with 110,000 miles on the clock can cost 25% less than a six-year-old car with 90,000 miles on it, and the difference in quality and reliability is negligible. Older cars are also cheaper to insure and incur lower taxes.

Look for ‘One-Owners.’ When buying from a dealer check the CARFAX and look for one owner cars with no damage history and clean titles that come from low corrosion, low flood probability parts of the country.

The best used cars come from the best owners. A guy who bought it new and had all the maintenance done as per ‘the book’ is rare, but he is the best because he can substantiate its history. Older sellers are usually better because they drive less and can afford to take care of their cars.

Talk to the owner. The seller’s character is as much a part of the deal as the new tires he just installed. Take someone along who is a good judge of character if you aren’t. You aren’t just buying a car; you’re buying a maintenance history. After I’ve picked a make and model I shop for the guy who’s been taking care of it for me for the past six or eight years.

Run Smart

Finally, have it inspected by a competent technician. Have him provide a list of potential problems and costs. If he has any serious reservations, walk away from the deal. Also, use him for regular oil changes and ask him to keep an eye on critical systems. He will save you money and increase reliability by doing required maintenance that can be budgeted and scheduled, rather than waiting for an expensive breakdown.

You can save thousands of dollars per year on the costs of driving. You don’t have to be a mechanic, and you don’t have to drive a ‘junker’ to do it. All it takes is a little homework and a little discipline and you can enjoy a great car as well as a higher standard of living.

LISTEN TO YOUR SQUEAKERS: Preventive Maintenance for the Spiritual Life

“Dad,” my daughter sounded worried over the phone, “I hate to tell you this, because I know you just checked, but my brake pedal just went to the floor when I was on the expressway.”

This kind of thing did not used to be a problem. As a formerly ASE certified service technician I had always been able to repair the family cars, usually cheaper and faster than a local shop. But now my girl’s life was in danger because I had missed a critical diagnosis on her last visit. Not only that, but she was five hours away in a big city. What would have been a $300 job at home became a $750 repair bill. It stung my ego, because I had missed the warning signs, but I was happy to pay it to make sure she was safe.

That mistake reminded me of a spiritual lesson from King Solomon that might save us all a lot of heartache, if we are able to hear it.

Keep your heart with all diligence, for out of it spring the issues of life. (Proverbs 4:23 NKJ).

For as long as I can remember General Motors products with disc brakes have been equipped with what I call “squeakers.” Squeakers are small flat wear indicators made of flimsy spring steel that are attached to one end of each inner disc brake pad in a set. When the pad wears down to within a few hundredths of an inch of the backing plate the squeaker contacts the rotating disc, emitting a high pitched squeal that will get the attention of any driver who isn’t making an audio assault on the neighbors with his stereo. When you hear the squeak you know it’s time to replace the brake pads. If you don’t you’ll soon have the stopping power of a greased bowling ball and a simple $150 repair can rapidly become a $750 repair or worse, a car wreck.

King Solomon’s admonition, along with many other verses in Scripture,[1] is a reminder to pay attention to the state of our hearts, to listen to our spiritual squeakers. They’re warning us of little problems that can become big ones in a hurry. But they aren’t quite as noticeable as the ones GM uses so I’ve listed a few below.

You know your heart is squeaking:

  • When gossip is easy and prayer is hard.
  • When you’re spouse is annoying but your colleague is alluring.
  • When wrath makes more sense than reconciliation.
  • When vengeance seems more logical than forbearance.
  • When fear and foreboding replace faith and courage.
  • When lust looks lovely and purity looks pathetic.
  • When devotions are dull but distractions are dynamic.

We could go on but I’m sure you get the picture.

Listen to your spiritual squeakers. Put the brakes on runaway desires and ask God, “What’s missing? Where do I need a little soul maintenance? What has dulled my relationship with Jesus Christ and made me insensitive to his warnings?” He’ll help you replace the worn out parts and keep your spirit strong for the long haul.

[1] 1 Timothy 4:16a; 1 Thessalonians 5:6; 1 Peter 5:8;